Mobile Payments
Internal Services
C u b e I Q
Enabling Technologies for Financial Services
iPayments a CubeIQ Limited Division
Welcome you to iPayments Web Site for Open Banking Technology and Payments Products and Services.
Mobile Payments & Mobile Wallets
Mobile Payments & Mobile Wallets
Recently, mobile wallets have a broader acceptance for payment usage. Contactless payments via mobile phone, via mobile applications or internet banking are convenient, fast and preferred especially in crisis situations and epidemic situations. We are providing a mobile payment application titled IRISPay™ for Merchants Payment.
Banks, Financial and Non-Banking institutions benefit from using Mobile Payments. Consumers benefit also. Mobile Payments technology allows the user to easily and conveniently transfer funds between their accounts in different payment institutions and different banks. Our Open Banking platform is increasing security, convenience and efficiency when Mobile Payments are used.
Effective for Merchants
- Easy and fast creation of a payment QR by using IRISPay™ for Merchants mobile application.
- Merchants save over 50% of cost (lower transactions fees).
- Merchants receive money within 10 seconds.
- There are no monthly fees or subscription or registration fees.
- Merchants can use their existing bank accounts.
- Not need to issue a receipt when merchants are using IRISPay™ for Merchants mobile application as the payment is a digital bank transfer..
Convenient for Consumers
- Consumers pay with 4 clicks.
- No limit on the transaction amount.
- No additional, unnecessary software applications installation to perform a payment. Consumers can use their existing Banking application.
- The highest security is applied according to EU Second Payment Directive (PSD2) security requirements.
