Data Analysis
Internal Services
C u b e I Q
Enabling Technologies for Financial Services
iPayments a CubeIQ Limited Division
Welcome you to iPayments Web Site for Open Banking Technology and Payments Products and Services.
Data Analysis & Processing
Data Analysis & Processing
Our Open Banking platform supports all major areas of applications of open banking. The platform includes a transaction categorization functional module that is trained to recognize the primary purpose of each transaction based on its description, amount, date, and contextual metadata.
This multi-functional transaction categorization functional module supports all major open banking use-cases, can recognize 150+ income and expense transaction categories, as it is trained on millions of transactions that are monitored daily.
Our Open Banking platform and the transaction categorization functional module is compatible with all major open banking providers and bank data formats. Special consideration is given to Credit Scoring, Lending and Personal Finance Management (PFM) use-cases.
