Account Information
Internal Services
C u b e I Q
Enabling Technologies for Financial Services
iPayments a CubeIQ Limited Division
Welcome you to iPayments Web Site for Open Banking Technology and Payments Products and Services.
Account Information Services (AIS)
Account Information Services (AIS)
Account Information services provide access to the bank account of the customer. Through this access the account holder is able to share the history of his transactions and his identity information validated by his bank (KYC).
Access to the account always starts with the bank account holder’s consent. Our Open Banking platform registers the consent, and whenever the consent expires (after 90 days) we redirect the customer to their bank environment to provide renewed consent.
Transaction history information is useful for instance in accounting software. By reusing the previously obtained bank account holder consent, accounting software is constantly up to date including the most recent transactions.